Next week I’m sitting down and going over the entire household budget. We need a better working plan for managing our household finances and we need to make a few more adjustments to offset the extra cost of gas, since that has gone up so much this spring and summer.

One thought that is worth exploring is to completely re-evaluate my insurance coverages and premiums. I think that there is a chance to save money by shopping around for a different homeowners policy and also possibly a new car insurance policy. My homeowners has been with the same company on automatic renewal for over 6 years. I think it is time to shop around and make sure I’m getting the best rates and the right coverage. I know I can do it all on the internet now which is easy and more convenient, and I’m sure I’ll save both time and money by getting new quotes and making some changes.