My personal war on the recession has been to continue spending at the same levels as I always have. But now I spend cash instead of putting it on credit cards and giving the banks more of my money. I don’t leave much money in the bank, either. I keep the minimum balance so I don’t have to pay a monthly maintenance fee. I never ever ever bounce a check. The banks are not going to get rich off of me.
Category Archives: Money Honey
Christmas at Home
Looks like I’m the only one who won’t be gathering with the family at the homeplace this year. Everyone in my family lives within an hour or two of my mom’s house except for me. It is a 14 hour drive to get to mom’s house, door to door, which is a long hard day of driving, and to be honest, I’m not up for that long of a drive in one day. I would need to stay overnight at a roadside motel to get some rest and not take the chance of an accident due to driver fatigue.
The cost of gas has risen so that just paying for gas up and back is cost prohibitive. It costs $70 to fill the tank and I estimate it would take 3 tanks to get there, one tank to visit locally and then 3 tanks back. That is a lot of money for gas that could be better spent benefiting my family instead of some Arab sheik.
So we are staying home this year and I guess we will get everyone on the video cam sometime around noon to exchange Christmas wishes among the family.
Merry Christmas to all!
What You Don’t Know About Lawsuits
Most people think that getting an attorney and starting a lawsuit means they will be coming into money in a few months. Wrong.
In today’s world, finding a lawyer and getting a good lawyer are two different things. For most cases, if the lawyer doesn’t think you have a good case and a chance of winning but they are desperate for money, they won’t just work on a percentage of the case proceeds when you might win. Most want their expenses covered and often an hourly fee paid each month as time goes by whether you win or lose your case. And if you are lucky, and have a good lawyer and a good case, you might come out with some money in about 2 years. But 95% of the lawsuits end up with little or no money actually ever collected.
Online SAHMs
I have a friend who would love to start blogging but she has no internet connection at her house. She is a stay at home mom, which is an important job, but let’s be honest, it doesn’t pay the bills. So I recognize the sacrifices that she and her husband are making for her to stay home and be a full time mother to her kids.
Still, I can’t help but think that there might be ways to help her without chipping away at her dignity. If she had access to the internet she could do so much – save money on things by comparison shopping and printing coupons, finding lots of free entertainment and activities for her family, blogging to stay in touch with family, and even taking some online college courses if she wants to.
Last Minute Savings
Yesterday started off like a normal Sunday, woke up and made coffee, walked the dogs, turned on the computer to check emails. That’s when everything went downhill really fast. I had an email from my sister that her husband had died the previous night, they had tried to call but my cell phone went right to voicemail, so they resorted to email to get the word to me.
Of course, I dropped everything and made arrangements to go to Maryland to be with the family. Thankfully, I was able to find some coupons online to take care a lot of the details for this unexpected trip and I saved some money.